Subs

Open Subs, connect your cards, and within minutes you’ll see every recurring charge lined up on a single timeline. The app scans statements and email receipts to auto-detect trials, monthly plans, and annual renewals, then groups them by vendor. Add anything it misses with one tap, set a category, and choose the funding source. Create tags like design, engineering, home, or personal, and set a monthly cap for each tag. A calendar view shows what’s due this week and what’s coming next month so you can plan cash flow instead of reacting to surprises.

Make renewal day calm. SUBS sends you a heads-up before each charge hits; swipe to snooze, cancel, or move to another card. If a price jumps or a trial is ending, you’ll get a special alert with the delta and recommended next steps. Use the built-in vendor pages to store login links, support contacts, and contract terms. Capture notes about seat counts and renewal clauses, attach invoices, and track reimbursements. When you decide to quit a service, SUBS guides you with a checklist—find the cancel link, save data exports, and set a follow-up to confirm the final bill posted correctly.

Freelancers and teams can share a workspace without sharing cards. Invite collaborators with viewer or editor roles, assign subscriptions to projects or cost centers, and route renewals for approval. Split a single tool across multiple clients and let SUBS apportion the cost automatically. Export clean CSVs or send expenses straight to QuickBooks or Xero, complete with categories, taxes, and notes. Multi-currency support converts renewal amounts to your base currency, while keeping the original amount for receipts and audits.

Build a monthly review ritual. From the dashboard, sort by highest spend, spot duplicates, and downgrade seats you no longer use. Identify annual plans worth prepaying for savings and mark seasonal tools to pause during slow periods. Track refunds and prorations, and lock essential services so they can’t be canceled without approval. Every change is recorded in an activity log for transparency. Privacy controls let you hide personal items from shared views, and two-factor authentication keeps access secure.